Description

Overview

Debt! The very word can strike fear into the hearts of even the most seasoned financial planners. It is the proverbial albatross around our necks, weighing us down and limiting our ability to achieve the life we truly desire. But what if I told you that debt does not have to be the enemy? In fact, it can be the very catalyst that propels you towards financial freedom.

Settling your debt may seem like a mountain at the moment.  However, as with most things, developing and adhering to a practically crafted and well-thought-out plan can help you overcome this financial burden. Taking even small steps towards paying down your debt can make a big difference in managing debt.

If you are not on track with getting out of debt, you need an action plan that will get you started right away. Paying back your debt little by little is better than doing nothing or just worrying about the problem and it will give you a sense of control. Moreover, it will start you on your way to financial security.

You can create a personalized debt management plan and be determined to stick with it until you settle all debts. However, it will take patience and only work if you commit to getting out of debt. This is a D.I.Y (Do it yourself) process where a Personal Finance Advisor will walk with you step by step as a guide/accountability partner through the debt management steps.

Modules

• Pre-Assessment session
• List down your debt log
• Set –up your plan/goals
• The debt repayment Installments
• Your risk management plan
• Start budgeting
• Discuss with your creditors
• Sell off your toys
• Create an extra Source of income
• Build your financial security

Engagement

Once you sign up, you will be assigned a Finance Coach who will be your accountability partner. The Coach will walk the path with you, to help make sure the work actually gets done (we all know how easy it is to get excited about a project, only to look back a year later, to realize we have let other things take priority).

You will also be provided with a manual  titled- Destroy that Debt – A Guide to paying off your debt when Money is tight for use as a handbook for the program.

Rules of engagement

• The sessions will be scheduled preferably on a weekly basis on a mutual agreement.
• There will be utmost confidentiality on any personal information shared during the sessions. No information will leave the room by either party without their consent.
• All the parties will keep time so that the sessions start and end on the agreed time.
• The client will allow the Finance Coach to challenge and encourage them in order to make steady progress and help them avoid pitfalls along the way.
• Both parties will be optimistic and make the most out of the sessions. This includes doing all the assignments for the sessions.
• Consultancy fees must be paid at least 50% for the sessions to kick off.

Meeting Frequency

This program will happen in batches of 6 themed maximum 2 hour sessions happening weekly with assignments and homework at the end of every session. The home works are designed in such a way that they help you evaluate your personal finances deeply.

Just treat this like that hot date or a serious Doctor’s appointment that you cannot afford to miss! The Coach will be your accountability partner and sounding board for progress or when things get out of hand.  Whichever option you choose, know that the work you put in today will pay off in freedom and flexibility for the rest of your life!

Sessions Engagement

The sessions are personalized, inclusive and client-focused. They entail interactive discussions, calculations & analysis, journaling and assignments. The client is entitled to at least one open house session at the beginning to explore your financial potential, areas of stuck-ness and tools for personal action and growth.

Delivery

The Coaching is personalized, highly interactive and could get invasive.  The Coach will always call upon you to engage in activities and discussions throughout the session(s). We also make use of various strategies and assignments to empower you around your personal finances.

We do not just train/ coach, we also provide you with the different personal Finance Planning tools including exposing you to different saving and investment options, Pension plans among others and for a lifetime of financial well-being.

Financial Investment into a standard program

Your investment will be Kshs. 25,000.00 a standard 6 weeks destroy that debt program. This is a short time special offer.

Booking

• Pay the requisite fees via M-pesa
• Buy goods till number 9819183
• Forward the M-Pesa confirmation message to: +254 727 143 313 for booking
• Provide a communications contact where the class links will be sent well before the class.
• Free your schedule and block your session time for the next 6 weeks.

For any questions/clarifications call/text/email us on +254 727 143 313/ [email protected]