Introducing my Personal Money Diary
This Personal Money Diary is specially designed to enable you track how you spend your money daily and how often you spend on the same items.
I just got paid. Where did my money go?
So many people try to get a better handle on their money by looking at exactly what they spend their money on daily. The personal Money diary is your companion that helps you eliminate your money Leakages!
Spending our hard-earned cash is all about making choices, and even though we might not consider our spending to be lavish or extravagant, it all adds up.
The idea behind the money diary is to assist you spend less and save more by knowing exactly where your money goes.
Understand where your money goes
Have you ever started off the month with the best of intentions to save money but before you know it, you’ve spent more money than you wanted to. Don’t beat yourself up, it happens to many of us.
Taking the time to make a note of every Shilling you spend can give you a clear view of where your money is going. You may be surprised by how much all those small things add up.
Track your spending and expenses
Start small by recording your spending every day for a period of time (at least a week). This way you can see all the money going out. If you have some weeks or months with more expenses, then track over two weeks or two months. This will give you a more realistic picture.
Don’t worry about changing your spending habits straight away. Just track day by day. It might be easier to track with your partner or a friend, you can encourage each other and stay on track.
The main reason you should track your expenses is to identify and eliminate wasteful spending habits. Consistently tracking your expenses will help you maintain control of your money, and promote better money habits like saving and investing.
A word of advice though
Don’t Make using your money diary a guilt Trip. When you start out with this exercise, resist the temptation to adjust your spending as you start feeling guilty or begin to see patterns. After a week or two of gathering actual information, it’s then okay to start making choices about your priorities.
Features of the Money Diary
- Pocket friendly in size and shape
- Allows for daily, weekly, monthly spending tracking
- A provides a basic guide for budgeting for your money
- Once monthly personal shopping list planner
- Personal Notes for efficiency
- Pocket friendly price
Kshs. 300 (USD 3.00) per copy.
Free delivery within Nairobi CBD
How to Order
Call/Text/ Whatsapp Elizabeth on +254 727 143 313